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Whilst I recognize the ambient efforts of my dear country towards technological development, I still believe that Nigeria has a long way to go in the ICT sector, considering prevailing factors like the limited access to ICT infrastructure, including fixed and mobile telephony services ratio, Internet and broadband service penetration.  Truly, the noticeable gain from ICT always result to the increase in productivity which is enabled by easier and efficient communication, facilitated by increased access to telephone and then Internet.
No wonder, ICT had opened up access to the vast information resources available on the Internet, and we are therefore better empowered and now have better opportunity than before to get ourselves updated in various areas of endeavour especially via the Internet. There are indeed several other indications that considerable progress had been made in the information technology and telecoms sector since the advent of democracy in Nigeria, and the awareness of the potentials of using ICT to transform the nation‘s economy is already widespread among policy makers and leaders of the organized private sector.

Nigeria is, indeed, developing in the area of ICT but there are still some loopholes, which are affecting its total advancement in this area. According to an ITU report, the index used in selecting the top 154 countries advanced in ICT combined different factors as benchmarking tool globally, regionally and at the country level.  ”These are related to ICT access, use and skills, such as households with a computer as well as the number of Internet users; and literacy levels,” the body said. 
The major challenge about this report in Nigeria is that the use of computer, access to Internet and other tools of ICT are limited greatly to the urban areas, and the challenges faced by the ICT sector in the country include particularly the fact that the people in the rural areas are yet to know how to use the computer and other ICT trends.
These challenges could be resolve in various ways, and basically, as I always believe, a good environment for the rapid growth of ICT in the rural area is very important; and the one and only essential and major player is the government both at the grassroots and federal level. 

For me, I feel that the government should work on policies that affect the ICT sector; the cost of acquiring IT tools should be subsidized to encourage acquisition of such tools, even as more Public Private Partnership structures are cemented especially in the area of infrastructural development. 
But then, ICT resources should be readily available to promote national development, create an enabling business environment and facilitate private sector (national and multinational) investments with government and private sector joint venture collaborations encouraged. There should be a special incentive programme to induce investment in the sector; there should equally be the need to promote legislations for the protection of online business transactions, to ensure adequate privacy security and privacy. 

Technology today has become an important factor in the economic growth and development of countries. The greatest indicator is the formulation of relevant telecoms and IT policies, as well as the empowerment of an independent regulator for the sector. 
Though the government has taken several steps to create an environment good enough to attract investment and ventures by entrepreneurs, a lot still need to be done to check the prevailing anomalies in terms of existing infrastructure.


Jethro is the Webmaster at National Ambassador Online
etranzact
eTranzact International Plc, provider of mobile banking and electronic payment services, has declared a dividend of five kobo per share to its shareholders yesterday, July 23, 2015.
In a news release made available to TechCabal, the approval was given at eTranzact’s 11th annual general meeting (AGM), which took place in Lagos yesterday.
The company stated that in the fiscal year 2014, it recorded growths in gross revenue (N7.1bn) and operating profit (N388mn), while its profit before and after tax (PBT & PAT) also followed the same trend, an improvement from the results of 2013.
“The company’s sustained surplus allowed its board of directors to approve the payment of  5 kobo dividend to shareholders for the period,” eTranzact Stated, “PocketMoni prepaid MasterCards were issued to all shareholders, and, with their unanimous approval at the AGM, their dividend payout was made to the cards.”
2015 has been looking good for eTranzact who posted 168.1 million ($844.2) in profit after tax (PAT) for the first quarter of 2015, almost doubling its profit from the first quarter of 2014 with a 91% swell in profit.
eTranzact recently partnered with electronic wallet startup, SimplePay, to enable SimplePay users send money to users on eTranzact’s portal. It also entered into an agreement with MasterCard to allow eTranzact’s PocketMoni users receive remittances directly into their mobile money walletthrough HomeSend, an international transfer hub.



CREDITS TO TECHCABAL
Coding is one of the most important skills to have in the world right now, as it is the language that drives the digital universe. In the next twenty years, even jobs without a direct link to computing sciences, will require employees with a basic understanding of computing and coding.
Thanks to the internet and the awareness of the need to code, it is now easier and accessible to learn how to code. There are numerous ways your kids can be gainfully occupied over the summer holidays.

1. Buy them a personal computer

personal computer

Photo Credit: oddmenout via Compfight cc
Although this might come across as pretty obvious, it is worth saying. Children need the opportunity to learn basic computer skills. And no, don’t share your own computer with them,buy them THEIR own PC. It’s called “personal computer” for a reason”. If you are are worried about the dangers awaiting your children on the internet, as you should rightfully be, there are several ways to ensure your children’s safety online.

2. Buy them a Raspberry Pi

rapsberry pi
Photo Credit: vrypan via Compfight cc
For good measure, you should consider throwing in a Raspberry Pi kit. Raspberry Pis are credit card-sized computers that can be used to make really cool stuff, and learn programming languages like Scratch and Python.
What really makes them great is that not only are they cheap, they are designed to be intentionally easy to programme so that kids can learn and build cool things with themRaspberry Pis are available for sale in Nigeria.

3. Enroll them in a summer coding programme

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Increasingly, there are many initiatives in Nigeria that are teaching children to codeCcHUB Nigeriais organising a four week summer programme in Lagos as part of their initiatives to raise a new generation of digital makers. Tech Quest also has a summer camp programme in several major cities in Nigeria this year.
Not all of these are free, as you will see, but even where you have to pay, it will be money well spent.

4. Invest in games

kids gaming
Games are an awesome way to engage kids in learning a new skill largely because using games as a learning aid is fun and doesn’t feel like a chore.
For younger children, LightbotCode Monkey IslandRobozzleRobot Turtles, and Kodable are good options to introduce them to the world of  programming.
SpaceChemCodeCombatCodemancer and Machineers provide gaming experiences that are more suited to older children and teenagers. Like we say in Nigeria, “not everytime” Soccer or Car Racing…

5. Online Learning Resources

code.org
One can learn virtually everything on the internet, including coding, obviously. There are several online learning resources with varying levels of learning involvement and complexity.
Code.org is uniquely suited to kids because it was actually created to get coding into the mainstream student curriculum. The site provides basic programming lessons and also offers a gamified approach, as it can be linked with gaming applications and other online resources such as TynkerScratch and Khan Academy.
If your child is already a programming whiz or prefers a more traditional learning experience,Coursera and Codecademy offer more advanced, structured and formal approaches to learning programming languages.
Ecobank and MasterCard
Ecobank Transnational Inc., is arguably Africa’s largest bank by geographical reach, has signed a landmark multi-country agreement with global payments technology company MasterCard to bring MasterCard’s payment solutions to more than 32 sub-Saharan African markets.
The agreement culminates the multi-country licensing agreement signed by MasterCard and Ecobank in January 2014, which will see Ecobank issue MasterCard debit, prepaid, and credit cards to millions of its customers over the next 10 years.
As part of the deal, Ecobank will also roll out innovative MasterCard acceptance solutions designed to expand the number of merchant locations that accept MasterCard payment cards on the continent.
The move is expected to increase the acceptance and adoption of electronic payments in Africa.
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Nigeria no doubt is becoming more and more advanced in technology as well as in business venture. The internet revolution has swept not just the world, but Nigeria business and as such, paved way for the emergence of e-commerce which has grown right along with it.
The success of companies like E-Bay and Amazon has proven the point that the Internet can be and is an important and effective tool for business.
Well, for the avoidance of doubt E-Commerce, in this article, is simply the buying and selling of products or services over electronic systems such as the Internet and other computer networks.
Most Nigerians acquainted with technology will be able to easily describe the benefits e-commerce can bring us. For example, all Nigerians know how popular our sculptures, beads, paintings and cloth are to the foreigners who visit us. E-commerce can provide some significant help to our artisans and artists by allowing them to set up online stores showcasing their wares. This will enable our talented artists to take advantage of larger international markets to showcase and sell their wares. It’s sad to see our talented artisans’ abilities going to waste on roadsides waiting for the random foreigner when they can access a worldwide market with the click of a mouse.
E-Commerce in Nigeria would not only be beneficial for external trade but internally as well. E-Commerce would be a quick and easy way to connect producers and suppliers all over the country such as in other cities in the country with consumers in the comfort of their homes.
Good to note is that we already have Ecommerce in Nigeria. But, there are various brands who are into this business and they offer similar products. But for truth to be told, all of them.
factors that makes a good ecommerce system
1. Shipping. No E-Commerce system can succeed without a trusted and reliable shipping service. People won’t be bothered to buy online if they cannot be assured that it will be delivered exactly to their homes on time. The problems here arise from both the public and private sector. The government needs to improve our road infrastructure and labeling to allow directions to any place to be quickly and clearly given and utilized. The private sector as well must be encouraged to set up direct shipping and courier services which will underpin e-commerce services.
2. Payments. One of the main barriers to the implementation of E-Commerce in Nigeria is safe and secure online payments system. The rise of financial malpractices have created a lot of mistrust in fellow Nigerians as well as in the international community of online payments originating from West Africa (as our credit card blacklisting attests to).
What’s been said here is certainly not all that can be said about E-Commerce, but it’s hoped that it has enlightened us about Ecommerce.
Talking of Nigeria Ecommerce, from my experience with about 80 percent of all the online retailers, the best platform one can trade in is Vconnect Nigeria. Why? Because Vconnect meets up with those challenges that makes Ecommerce seem impossible. Let me tell you how.
Vconnect is a Nigerian indigenous service company offering various unique services to Nigerians. Recently, it has extended its business trough to Ecommerce circle. What makes them uniquely significant is their distinction from what other merchants are doing in this venture. How?
They have a well tailored designed website which is cross platform responsive. Meaning that whichever and whatevery device you are visiting their site with, you will always enjoy the experience.
They have virtually almost everything you need for your home or office or for personal use. Why goto the malls to stand in qeues when you can actually buy that item online, pay outrightly or when delivered and it will be delivered to your doorstep? Truly, it's a unique mechanism which only Vconnect provides.
Vconnect is not just about making money by selling their products, they also have a platform for eveybody to participate and make money as well through their Affiliate Program. It's just a whole simple methodology. If you have a blog or website, just apply for the affiliate program and you will be approved instantly upon confirming your email. Place their ads on your website and allow your visitors to buy through those ads. Each sales you made on your website leaves a commission for you. Atleast, I make money regularly from them. As they have beautifully designed banners, it makes your site look beautiful and professional and as well, fetch you money.
I am urging all and sundry to welcome this trend of development in our populace. Ecommerce has come to stay and should be given the maximum attention it needs. Shopping at the right merchant store is one thing we shouldn't forget. If we must shop online, go for the best and that is Vconnect.
Think Nigeria Ecommerce, Think Vconnect.